Financial Crime Investigator

Lendable

London/Kent 9/4/2026 Full Time

<h2>About Lendable</h2>Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:<ul style="min-height:1.5em"><li>One of the UK’s newest unicorns with a team of just over 700 people</li><li>Among the fastest-growing tech companies in the UK</li><li>Profitable since 2017</li><li>Backed by top investors including Balderton Capital and Goldman Sachs</li><li>Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on <a target="_blank" rel="noopener noreferrer nofollow" href="https://uk.trustpilot.com/review/lendable.co.uk">Trustpilot</a>)</li></ul>So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.<h2>Join us if you want to</h2><ol style="min-height:1.5em"><li>Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1</li><li>Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo</li><li>Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting</li></ol><h2>About the role:</h2><ul style="min-height:1.5em"><li>We’re hiring new financial crime investigators due to continued business growth.</li><li>You’ll conduct important financial crime screening checks and investigations into new applicants and existing customers.</li><li>You will use screening tools to match customer data against PEPs & Sanctions lists and use your initiative to determine the risks associated with the application/ customer.</li><li>You will review customer profile information and transactional activity to identify financial crime risks, and take appropriate action on the account..</li><li>You will submit internal Suspicious Activity Reports in instances where suspicious activity has been identified. </li><li>As the business grows you may be required to take on additional tasks to support the Financial Crime Team.</li><li>You’ll work in the office 3 days per week.</li><li>You'll work 40 hours per week. This means you'll work Monday to Friday, from 9am to 6pm, with a one hour lunch break.</li><li>You'll also work one full weekend (Saturday and Sunday), once every 4 weeks, and have two weekdays off in lieu.</li></ul><h2>Your team’s objectives</h2><ul style="min-height:1.5em"><li>Protect our customers and society, by preventing fraud and financial crime.</li><li>Comply with financial crime regulations and company policy.</li><li>Minimise customer and applicant friction through skilled and timely decisions.</li><li>Identify opportunities for product and process improvement.</li></ul><h2>How you’ll impact those objectives</h2><ul style="min-height:1.5em"><li>You’ll support new application checks and existing customer monitoring.</li><li>You’ll investigate potential Politically Exposed Persons (PEPs) and Sanctions matches, and assist with onboarding reviews.</li><li>You’ll monitor activity and transactions on customer accounts.</li><li>You will help mitigate risk by escalating Financial crime concerns that you have identified during your reviews.</li></ul><h2>What do you need to succeed in this role?</h2><ul style="min-height:1.5em"><li>Ability to collaborate effectively within a diverse team.</li><li>Have an analytical mindset with a good attention to detail.</li><li>Strong decision-making skills, and excellent writing skills to document decisions. </li><li>Can effectively communicate with customers, applicants and senior management, when necessary.</li><li>Proficient time management skills, comfortable meeting targets and deadlines.</li><li>Previous financial crime experience is advantageous, particularly around screening and KYC.</li><li>Experience in identifying opportunities for process improvements and implementing solutions, including the use of automation and AI technologies to enhance efficiency and effectiveness in financial crime prevention.</li><li>Demonstrated ability to leverage data, machine learning, and AI to develop and optimise strategies for fraud and financial crime detection and prevention.</li></ul><h2>The interview process</h2>We’re not a corporation so we try our best to get things moving as quickly as possible. For this role we’d expect:1) A 15 minute Cognitive Assessment2) A 30 minute call with a member of the Talent team3) An onsite Interview and Assessment with the Financial Crime Team Leader/Manager4) Video Interview with the Head of Fraud and Financial Crime<h2>Life at Lendable</h2><ul style="min-height:1.5em"><li>Winning team: the opportunity to scale up one of the world’s most successful fintech companies</li><li>Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites</li><li>Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls</li><li>Health coverage: support for your physical and mental wellbeing, including private health cover</li><li>Retirement & savings: long-term financial wellbeing through retirement savings plans</li><li>Employee referral programme: earn a competitive bonus when you refer successful new team members</li><li>Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations</li><li>Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations</li></ul>Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.Check out our <a target="_blank" rel="noopener noreferrer nofollow" href="https://blog.lendable.co.uk/">blog</a>!Find <a href="https://www.arbeitnow.co.uk">Jobs in United Kingdom</a> on Arbeitnow</a>

Operations

Financial Crime Investigator

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